AusFinance Blog

Borrow over 100% of home loan

A loan guarantee is an agreement where a third party promises to pay the lender any remaining loan amounts in the rare circumstance where the borrower cannot fulfill his commitments in the loan agreement. A loan guarantee is most commonly used as an assurance to any money lender/bank/loan organisation that their funds is invested in the right hands and that they have extra security to get a return on their investment while minimising the risk

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top home buying mistakes

For first time home buyers, it is common to make a few mistakes when buying a home. The reason might be over-excitement, lack of expertise, not enough research or overthinking. Here are some things to consider to avoid some common home buying mistakes. Types of Home If you are planning to buy a home, firstly understand the types of home available. There are a variety of housing types, each with their own individual strengths and

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